Land Development Loans

Our Land Development Loans

Breaking Ground Starts Here. Our land development loans provide fast funding to acquire, improve, and prepare sites for construction. Whether you need an A&D loan for raw acreage or a land improvement loan for finishing lots, Cascara offers tailored property development loans that keep your project moving when traditional lenders slow you down.

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Land Development Financing That Keeps You Moving

Construction site with a large yellow dump truck carrying soil and two workers in safety vests and hard hats reviewing plans on the dirt ground, with industrial buildings and trees in the background.

Cascara’s real estate development loans cover everything from acquisition to infrastructure improvements — grading, utilities, and roads — all the costs that come before vertical construction begins. You’ll work with a team that knows how to keep projects funded without the usual lender slowdowns.

Unlike traditional lenders, we’ve designed our process around real-world development realities — municipal approvals, engineering delays, and utility hookups. Our lending team specializes in construction and land development loans, helping you convert raw land into finished lots. With Cascara, your timeline won’t be derailed by red tape.

How Our Loan Process Works

Initial Consultation

Share site plans, budgets, and timelines. Our team specializes in residential land development loans and entitlement guidance.

Same-Day Review

Get quick feedback and tailored terms for your A&D loan, often during the same call. No underwriting delays.

Documentation

Submit only plats, contracts, or agreements. We simplify land development financing by cutting red tape and paperwork.

Fast Approval

Close in as little as 15 days. Secure land opportunities or start improvements without costly setbacks.

Flexible Draws

Draw funds at key milestones with 24-hour inspections. Our process ensures your land improvement loan stays on track.

Project Completion

Sell lots, refinance into construction, or roll into long-term debt. We plan your land development loan exit early.

Initial Consultation

Share your project plans, budgets, and timelines with our team of construction lending specialists who speak your language.

Same-Day Review

We'll give you quick feedback and loan terms that fit your deal, often on the same call. No mysterious underwriting black boxes.

Documentation

Submit construction plans and contracts – we only ask for what's necessary, not endless paperwork.

Fast Approval

Close in as little as 15 days, so you can secure that lot or start building without costly delays.

Flexible Draws

Access funds at key stages, with 24-hour inspections conducted by professionals who understand construction milestones.

Project Completion

Repay through sale or roll into permanent financing. We'll help you plan your exit strategy from day one.

Ready to Develop Land?

Cascara delivers fast, flexible land development financing designed for builders and developers who don’t have time to slow down. Partner with a lender who understands real estate development loans and what it takes to bring raw land to market in today’s environment.

Contact our team today for a no-obligation consultation and discover why more developers are choosing Cascara Capital for their A&D loans and residential land development financing needs.

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John Barlow, Senior Business Loan Consultant, smiles confidently in a dark suit and patterned tie. The background is a plain, textured gray surface.
John Barlow

Senior Business Loan Consultant

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Heather Ross

CFO

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Koby Lines, Business Loan Consultant, smiles with arms crossed, wearing a dark pinstripe suit, white shirt, and navy tie. The background is a plain, textured gray surface.
Koby Lines

Business Loan Consultant

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Max Rutherford, Senior Loan Analyst, standing with arms crossed, wearing a white shirt, against a textured gray background.
Max Rutherford

Senior Loan Analyst

Max brings a strong background in investment banking, financial analysis, and portfolio management to his role as Senior Loan Analyst at Cascara. He supports the firm’s loan strategy and underwriting efforts while managing client relationships, portfolio risk, fundraising initiatives, and marketing strategy. Prior to Cascara, he served as an Analyst Intern at Cascadia Capital, where he focused on financial modeling, market research, and pitch deck development. He also worked as an Accounting Associate at myGREEN Tax & Accounting, managing QuickBooks portfolios and preparing financial reports. Max holds a BBA in Marketing from the University of Washington’s Michael G. Foster School of Business.

Michael Thies, VP of Sales, in a suit standing and smiling against a plain, textured gray background.
Michael Thies

VP of Sales

Michael brings over 25 years of experience in mortgage lending, marked by leadership, operational excellence, and a dedication to helping clients achieve their goals. As a high-performing branch manager at Bank of America, he led a team that consistently funded more than $600 million annually, showcasing his talent for driving results and building strong teams. Throughout his career, Michael has personally originated over $700 million in residential loans, earning a reputation for integrity, trust, and personalized service. His deep understanding of market dynamics and borrower needs makes him a valued resource for clients and colleagues alike. Michael’s ability to blend strategic insight with a client-focused approach positions him as a respected leader in the industry.

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Smokey Burns

Board Member

Smokey brings over 25 years of experience in finance, accounting, and business development to Cascara. After earning his graduate degree from the University of San Francisco in 2001, he founded and led Epicenter Network, an online marketing company, as CFO until its successful sale in 2010. While staying on through 2015, he also launched Lexo Media Group in 2012 and sold it in 2015. In 2016, he co-founded Nimble Five, Inc., where he oversaw all finance and banking operations, managed accounting teams, led HR and compliance efforts, and worked closely with shareholders on strategic decisions. Smokey’s proven track record of multiple successful exits and his disciplined leadership have been key contributors to Cascara’s continued growth.

Brett Moreland, Founder & Principal, in a dark suit smiles confidently, standing against a plain, textured gray wall, exuding a professional demeanor.
Brett Moreland

Founder & Principal

Brett brings over 30 years of real estate finance experience to his role as Founder and Principal of Cascara Capital. He leads the firm’s strategic direction, capital relationships, and credit operations, drawing on deep expertise in lending cycles and risk management. Brett began his career at Norwest Bank before founding Qualfund Lending, LLC, which grew to 80 loan officers with annual volume exceeding $800 million. After selling Qualfund to First Independent Bank in 2003, he served as General Manager until 2005. Since then, Brett has focused on private lending, originating and servicing $700 million in bridge and construction loans. He holds a finance degree from Washington State University and lives in Kirkland, Washington, with his family.