Your Vision, Our Capital

Simplifying Real estate financing

At Cascara Capital, we provide fast, flexible financing solutions tailored to builders and investors. With over 40 years of expertise, we empower your real estate ambitions through streamlined processes, competitive terms, and a commitment to your success.

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Diversified Lending Solutions

Fix & Flip Loans

Bring your vision to life with financing that supports every step of your journey. From acquisition to final sale, we help you transform properties and maximize your returns.

Vertical Construction Loans

Build with confidence using financing crafted to meet the demands of your project. Whether it’s single-family homes or multi-unit developments, we keep you moving forward.

Bridge Loans

Navigate transitions smoothly with flexible funding that helps you seize opportunities, close quickly, and prepare for your next move with ease.

Apply Now

Fix & Flip Loans

Bring your vision to life with financing that supports every step of your journey. From acquisition to final sale, we help you transform properties and maximize your returns.

Vertical Construction Loans

Build with confidence using financing crafted to meet the demands of your project. Whether it’s single-family homes or multi-unit developments, we keep you moving forward.

Bridge Loans

Navigate transitions smoothly with flexible funding that helps you seize opportunities, close quickly, and prepare for your next move with ease.

Builder-Focused Financing with trusted local servicing

Built for Builders, by Builders

We bring “Builder DNA” to every loan, seeing projects through the builder’s eye rather than a bank’s. Our principals are builders who understand your needs and challenges.

Quick Closings & Same-Day Analysis

Close in as little as 15 days with Cascara Capital. Our same-day analysis and term sheets (subject to underwriting) give you the speed and support to break ground faster.

Flexible Draws & In- House Servicing

Our builder-focused draw process offers multiple draws per month, 24-hour inspections, and percentage-completion-based funding – backed by a dedicated in-house team for the life of your loan.

Built for Builders, by Builders

We bring “Builder DNA” to every loan, seeing projects through the builder’s eye rather than a bank’s. Our principals are builders who understand your needs and challenges.

Quick Closings & Same-Day Analysis

Close in as little as 15 days with Cascara Capital. Our same-day analysis and term sheets (subject to underwriting) give you the speed and support to break ground faster.

Flexible Draws & In- House Servicing

Our builder-focused draw process offers multiple draws per month, 24-hour inspections, and percentage-completion-based funding – backed by a dedicated in-house team for the life of your loan.

Join Cascara's Broker Network

A trusted lending partner to help you close more deals

As a broker, your reputation depends on delivering reliable financing options to your clients. Cascara Capital provides fast approvals, flexible loan solutions, and a seamless process—so you can offer more value, close more deals, and strengthen client relationships. Partner with us and take your business to the next level.

Brokers and Agents

Offer investors a trusted private lending source for fast, flexible financing.

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Loan Officers

Help clients who want to skip the slow, rigid process of traditional banks.

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Capital that moves your projects Forward

Every great project starts with the right capital. Whether you're breaking ground, scaling your portfolio, or seizing new opportunities, we're here to fund your vision.

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John Barlow

Senior Business Loan Consultant

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Heather Ross

CFO

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Koby Lines

Business Loan Consultant

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Max Rutherford

Senior Loan Analyst

Max brings a strong background in investment banking, financial analysis, and portfolio management to his role as Senior Loan Analyst at Cascara. He supports the firm’s loan strategy and underwriting efforts while managing client relationships, portfolio risk, fundraising initiatives, and marketing strategy. Prior to Cascara, he served as an Analyst Intern at Cascadia Capital, where he focused on financial modeling, market research, and pitch deck development. He also worked as an Accounting Associate at myGREEN Tax & Accounting, managing QuickBooks portfolios and preparing financial reports. Max holds a BBA in Marketing from the University of Washington’s Michael G. Foster School of Business.

Michael Thies

VP of Sales

Michael brings over 25 years of experience in mortgage lending, marked by leadership, operational excellence, and a dedication to helping clients achieve their goals. As a high-performing branch manager at Bank of America, he led a team that consistently funded more than $600 million annually, showcasing his talent for driving results and building strong teams. Throughout his career, Michael has personally originated over $700 million in residential loans, earning a reputation for integrity, trust, and personalized service. His deep understanding of market dynamics and borrower needs makes him a valued resource for clients and colleagues alike. Michael’s ability to blend strategic insight with a client-focused approach positions him as a respected leader in the industry.

Smokey Burns

Board Member

Smokey brings over 25 years of experience in finance, accounting, and business development to Cascara. After earning his graduate degree from the University of San Francisco in 2001, he founded and led Epicenter Network, an online marketing company, as CFO until its successful sale in 2010. While staying on through 2015, he also launched Lexo Media Group in 2012 and sold it in 2015. In 2016, he co-founded Nimble Five, Inc., where he oversaw all finance and banking operations, managed accounting teams, led HR and compliance efforts, and worked closely with shareholders on strategic decisions. Smokey’s proven track record of multiple successful exits and his disciplined leadership have been key contributors to Cascara’s continued growth.

Brett Moreland

Founder & Principal

Brett brings over 30 years of real estate finance experience to his role as Founder and Principal of Cascara Capital. He leads the firm’s strategic direction, capital relationships, and credit operations, drawing on deep expertise in lending cycles and risk management. Brett began his career at Norwest Bank before founding Qualfund Lending, LLC, which grew to 80 loan officers with annual volume exceeding $800 million. After selling Qualfund to First Independent Bank in 2003, he served as General Manager until 2005. Since then, Brett has focused on private lending, originating and servicing $700 million in bridge and construction loans. He holds a finance degree from Washington State University and lives in Kirkland, Washington, with his family.