Cascara Company Overview

Specialized Investment Property Funding for Investors and Builders

Two people in construction helmets stand on a wooden plank at a building site, smiling. They are surrounded by partially built homes and trees, under a clear blue sky.

Our Story

Cascara Capital was founded by a team of industry veterans with decades of experience in construction, private lending, and real estate investment. We saw a clear gap in the market: investors and builders needed a lending partner who truly understood their pace, their pressure, and their priorities.

What began as a mission to offer efficient, common-sense capital has evolved into a full-service platform built to support everything from first-time flips to complex ground-up residential developments. Since our founding, we’ve funded hundreds of projects and developed long-term relationships with clients who come back loan after loan.

Today, Cascara delivers the speed and flexibility real estate professionals expect — backed by institutional discipline, reliable capital, and a deep commitment to helping our partners scale.

Our Financing Solutions

Fix and Flip Loans

Short-term financing for the acquisition and renovation of single-family residential properties. We offer streamlined approvals and flexible terms tailored to your project timeline and budget.

Learn More
New Construction Loans

Ground-up construction financing for single-family homes and small multifamily projects. From slab to roofline, we provide the capital and expertise to keep your build moving forward.

Learn More
Bridge Loans

Quick-close financing for time-sensitive opportunities. When speed is critical, our bridge loans give you the capital needed to secure the deal without delay.

Learn More
Fix and Flip Loans

Short-term financing for the acquisition and renovation of single-family residential properties. We offer streamlined approvals and flexible terms tailored to your project timeline and budget.

Learn More
New Construction Loans

Ground-up construction financing for single-family homes and small multifamily projects. From slab to roofline, we provide the capital and expertise to keep your build moving forward.

Learn More
Bridge Loans

Quick-close financing for time-sensitive opportunities. When speed is critical, our bridge loans give you the capital needed to secure the deal without delay.

Learn More

Why Builders and Investors Choose Cascara

Speed That Matters

Our in-house underwriting team makes timely credit decisions—without layers of red tape. You get same-day feedback, quick term sheets, and closings in as little as 15 days.

Real Estate Expertise

We understand construction timelines, renovation budgets, market cycles, and exit strategies. Our lending decisions are made by real estate professionals—not just bankers.

Flexible Loan Structures

Every project is different. We tailor financing to fit your deal, timeline, and exit plan—never forcing you into cookie-cutter loan products.

Relationship-Focused Approach

We measure success by long-term partnerships, not just individual closings. Many clients return for their second, fifth, or tenth loan—not just because the first deal went smoothly, but because they see us as a strategic partner in their growth.

Transparent Process

Clear terms, straightforward documentation, and open communication. If a deal doesn’t fit, we’ll say so. If we commit, we follow through. That consistency is what builds trust—and why so many of our borrowers stick with us over the long haul.

Speed That Matters

Our in-house underwriting team makes timely credit decisions—without layers of red tape. You get same-day feedback, quick term sheets, and closings in as little as 15 days.

Real Estate Expertise

We understand construction timelines, renovation budgets, market cycles, and exit strategies. Our lending decisions are made by real estate professionals—not just bankers.

Flexible Loan Structures

Every project is different. We tailor financing to fit your deal, timeline, and exit plan—never forcing you into cookie-cutter loan products.

Relationship-Focused Approach

We measure success by long-term partnerships, not just individual closings. Many clients return for their second, fifth, or tenth loan—not just because the first deal went smoothly, but because they see us as a strategic partner in their growth.

Transparent Process

Clear terms, straightforward documentation, and open communication. If a deal doesn’t fit, we’ll say so. If we commit, we follow through. That consistency is what builds trust—and why so many of our borrowers stick with us over the long haul.

Markets We Serve

Cascara Capital provides financing solutions across a range of regions, leveraging market knowledge and strong industry relationships to move quickly on the right opportunities. We understand the urgency behind each project and are built to respond with clarity and confidence. Our vision is to pair responsive service with institutional-level discipline—empowering ambitious builders with more than just capital.
Partially completed multi-unit residential property with scaffolding – highlighting Cascara Capital’s bridge loan solutions for transitional financing.

Our Mission

We’re raising the bar for what private real estate lending can be—less transactional, more collaborative. Our goal is to be the capital partner builders and investors rely on throughout their careers, from first projects to large-scale developments.
We’re raising the bar for what private real estate lending can be—less transactional, more collaborative. Our goal is to be the capital partner builders and investors rely on throughout their careers, from first projects to large-scale developments.
A young man gestures enthusiastically with a clipboard, conversing with a smiling couple. They stand in front of a large brick house with white-framed windows.

Ready to Discuss Your Next Project?

Whether you’re financing your first flip, scaling a construction business, or expanding your investment portfolio, we’re here to provide the capital and expertise to help you move forward. Reach out today to see how Cascara Capital can support your goals with financing solutions built around how builders actually work.

Quick links
Support
Contact

All Content © 2025 Casara Capital | All Right Reserved

Scroll to Top
John Barlow, Senior Business Loan Consultant, smiles confidently in a dark suit and patterned tie. The background is a plain, textured gray surface.
John Barlow

Senior Business Loan Consultant

Coming soon...








Heather Ross, CFO, smiles confidently with arms crossed, wearing a charcoal gray blazer over a dark top. She has wavy, shoulder-length blonde hair, and stands in front of a textured gray background.
Heather Ross

CFO

Coming soon...

Koby Lines, Business Loan Consultant, smiles with arms crossed, wearing a dark pinstripe suit, white shirt, and navy tie. The background is a plain, textured gray surface.
Koby Lines

Business Loan Consultant

Coming soon...











Max Rutherford, Senior Loan Analyst, standing with arms crossed, wearing a white shirt, against a textured gray background.
Max Rutherford

Senior Loan Analyst

Max brings a strong background in investment banking, financial analysis, and portfolio management to his role as Senior Loan Analyst at Cascara. He supports the firm’s loan strategy and underwriting efforts while managing client relationships, portfolio risk, fundraising initiatives, and marketing strategy. Prior to Cascara, he served as an Analyst Intern at Cascadia Capital, where he focused on financial modeling, market research, and pitch deck development. He also worked as an Accounting Associate at myGREEN Tax & Accounting, managing QuickBooks portfolios and preparing financial reports. Max holds a BBA in Marketing from the University of Washington’s Michael G. Foster School of Business.

Michael Thies, VP of Sales, in a suit standing and smiling against a plain, textured gray background.
Michael Thies

VP of Sales

Michael brings over 25 years of experience in mortgage lending, marked by leadership, operational excellence, and a dedication to helping clients achieve their goals. As a high-performing branch manager at Bank of America, he led a team that consistently funded more than $600 million annually, showcasing his talent for driving results and building strong teams. Throughout his career, Michael has personally originated over $700 million in residential loans, earning a reputation for integrity, trust, and personalized service. His deep understanding of market dynamics and borrower needs makes him a valued resource for clients and colleagues alike. Michael’s ability to blend strategic insight with a client-focused approach positions him as a respected leader in the industry.

Smokey Burns, board member, standing confidently in a gray suit with a blue tie and pocket square, against a textured gray background.
Smokey Burns

Board Member

Smokey brings over 25 years of experience in finance, accounting, and business development to Cascara. After earning his graduate degree from the University of San Francisco in 2001, he founded and led Epicenter Network, an online marketing company, as CFO until its successful sale in 2010. While staying on through 2015, he also launched Lexo Media Group in 2012 and sold it in 2015. In 2016, he co-founded Nimble Five, Inc., where he oversaw all finance and banking operations, managed accounting teams, led HR and compliance efforts, and worked closely with shareholders on strategic decisions. Smokey’s proven track record of multiple successful exits and his disciplined leadership have been key contributors to Cascara’s continued growth.

Brett Moreland, Founder & Principal, in a dark suit smiles confidently, standing against a plain, textured gray wall, exuding a professional demeanor.
Brett Moreland

Founder & Principal

Brett brings over 30 years of real estate finance experience to his role as Founder and Principal of Cascara Capital. He leads the firm’s strategic direction, capital relationships, and credit operations, drawing on deep expertise in lending cycles and risk management. Brett began his career at Norwest Bank before founding Qualfund Lending, LLC, which grew to 80 loan officers with annual volume exceeding $800 million. After selling Qualfund to First Independent Bank in 2003, he served as General Manager until 2005. Since then, Brett has focused on private lending, originating and servicing $700 million in bridge and construction loans. He holds a finance degree from Washington State University and lives in Kirkland, Washington, with his family.