# Cascara Capital

> Real Estate Lending Fund


## Posts

- [Just Funded in Seattle, WA](https://cascaracapital.com/blog/recently-funded-vertical-construction-seattle-wa/): Our team recently funded a $1.87M vertical construction loan for a single-family residence with two ADUs in a high-demand Washington market. Learn more here.
- [How to Scale at Each Stage of the Real Estate Development Process](https://cascaracapital.com/blog/how-to-scale-at-each-stage-of-the-real-estate-development-process/): Every stage of real estate development brings new risks and financing needs. Here's how experienced builders scale without stalling out.
- [Just Funded in Woodinville, WA](https://cascaracapital.com/blog/recently-funded-fix-and-flip-woodinville-wa/): Our team recently funded a $920K fix & flip loan for a single-family residence in a high-demand Washington market. Learn more here.
- [September Loan of the Month](https://cascaracapital.com/blog/september-loan-of-the-month/): Cascara Capital's Loan of the Month features a fix and flip SFR loan in University Place, WA - see how we structured the deal and the exit.
- [August Loan of the Month](https://cascaracapital.com/blog/august-loan-of-the-month/): Cascara Capital's Loan of the Month features a fix and flip SFR loan in Lynnwood, WA - see how we structured the deal and the exit.
- [LTC vs. LTV: How Private Lenders Actually Calculate Your Loan Amount](https://cascaracapital.com/blog/ltc-vs-ltv-how-private-lenders-actually-calculate-your-loan-amount/): Loan to cost and loan to value measure two different things, and mixing them up can shrink your financing. Here's how private lenders use both to size your loan.
- [Just Funded in Columbia Falls, MT](https://cascaracapital.com/blog/recently-funded-vertical-construction-columbia-falls-mt/): Our team recently funded a $772K vertical construction loan for a single-family residence in a high-demand Montana market. Learn more here.
- [How Lenders Evaluate Construction Lending Risk](https://cascaracapital.com/blog/how-lenders-evaluate-construction-lending-risk/): Private construction lenders evaluate every loan with four types of risks in mind. Learn more about what they are so you can cut down the wait for approval. 
- [What to Know About Construction Loans in Arizona](https://cascaracapital.com/blog/what-to-know-about-construction-loans-in-arizona/): For spec homebuilders in the Grand Canyon state, it's important to understand how construction financing works to avoid costly pitfalls. Learn more here. 
- [Just Funded in Victor, MT](https://cascaracapital.com/blog/recently-funded-vertical-construction-victor-mt/): Cascara Capital recently funded a $924K vertical construction loan for a single-family residence in Victor, MT with a 12-month term. Learn more here.
- [July Loan of the Month](https://cascaracapital.com/blog/loan-of-the-month-vertical-construction-richland-wa/): Cascara Capital's Loan of the Month features a ground-up SFR construction loan in Richland, WA - see how we structured the deal and the exit.
- [Just Funded in Camas, WA](https://cascaracapital.com/blog/recently-funded-vertical-construction-camas-wa/): Cascara Capital recently funded 4 vertical construction loans totaling $7.38M for single-family homes in Camas, WA - part of a larger 9-home development. Learn more here.
- [June Loan of the Month](https://cascaracapital.com/blog/loan-of-the-month-fix-flip-renton-wa/): Cascara Capital's Loan of the Month features a fix & flip loan on a single-family residence in Renton, WA - see how we structured the deal and delivered a strong exit for our borrower.
- [May Loan of the Month](https://cascaracapital.com/blog/loan-of-the-month-new-construction-bellevue-wa/): Cascara Capital's Loan of the Month features a new construction condo in Bellevue, WA - see how we structured the deal and delivered a strong exit for our borrower.
- [April Loan of the Month](https://cascaracapital.com/blog/loan-of-the-month-fix-flip-seattle-wa/): Cascara Capital's Loan of the Month features a fix & flip loan on a single-family residence in Seattle, WA - see how we structured the deal and delivered a strong exit for our borrower.
- [Just Funded in Tucson, AZ](https://cascaracapital.com/blog/recently-funded-vertical-construction-tucson-az/): Cascara Capital recently funded a $640K vertical construction loan for two duplexes in Tucson, AZ - four units funded with a 6-month term. Learn more here.
- [Just Funded in Lake Oswego, OR](https://cascaracapital.com/blog/recently-funded-vertical-construction-lake-oswego-or/): Cascara Capital recently funded a $2.8M vertical construction loan for a single-family residence in Lake Oswego, OR - a high-demand Pacific Northwest market with a 12-month term. Learn more here.
- [Just Funded in Vancouver, WA](https://cascaracapital.com/blog/recently-funded-vertical-construction-vancouver-wa/): Cascara Capital recently funded $4.7M vertical construction in loans for three 4-plexes in Vancouver, WA - 12 new units funded with a 12-month term. Learn more here.
- [Just Funded in Ridgefield, WA](https://cascaracapital.com/blog/recently-funded-vertical-construction-ridgefield-wa/): Cascara Capital recently funded $8.6M in vertical construction loans in Ridgefield, WA - covering Phase 1 of a 110-home master-planned community. Learn more here.
- [What to Know About Construction Loans in Colorado](https://cascaracapital.com/blog/what-to-know-about-construction-loans-in-colorado/): Whether you're building in the Front Range or in the mountains, it's important to know the ins and outs of Colorado construction loans. Learn everything here. 
- [The Real Pros and Cons of Bridge Loans](https://cascaracapital.com/blog/real-pros-and-cons-of-bridge-loans/): Bridge loans come with their own set of advantages that can make a project and risks that can tear it all apart. Find out more about both sides here.
- [How Construction Financing is Trending Away from Banks](https://cascaracapital.com/blog/how-construction-financing-is-trending-away-from-banks/): Since 2008, the trend of construction financing has been away from banks and more towards private lenders. Learn more about how and why that pattern changed.
- [Land Development Loan Qualification Checklist](https://cascaracapital.com/blog/land-development-loan-qualification-checklist/): Use this handy checklist to qualify for a land development loan to get approved seamlessly. Find everything you'll need here before submitting your application.
- [What to Know About Construction Loans in Idaho](https://cascaracapital.com/blog/what-to-know-about-construction-loans-in-idaho/): For developers in Idaho, navigating construction loans is a key skill set for securing the capital needed to take homes from dirt to done. Learn more here.
- [Construction Draw Schedule Strategies That Protect Cash Flow](https://cascaracapital.com/blog/construction-draw-schedule-strategies-that-protect-cash-flow/): Smart project owners know how to utilize their construction draw schedules across multiple construction sites to protect their cash flows. Learn more here.
- [Construction Loan Requirements Every Builder Should Know​](https://cascaracapital.com/blog/construction-loan-requirements-every-builder-should-know/): Construction loan requirements can feel like hurdles builders have to navigate, but the best know how to maneuver the process for fast loan approval. Read more.
- [Construction Loan Myths That Cost Builders Time and Money](https://cascaracapital.com/blog/construction-loan-myths-that-cost-builders-time-and-money/): Stop losing time and money to common construction lending myths. Learn the real construction loan requirements and how to secure funding faster. Read more.
- [How Automation in Property Development Saves Builders Time​](https://cascaracapital.com/blog/how-automation-in-property-development-saves-time/): With today's automation tools and technology, builders are more efficient than ever in their construction builds. Read on to learn more on the benefits of AI.
- [Construction Draw Schedules: How Smart Builders Keep Cash Flowing](https://cascaracapital.com/blog/how-construction-draw-schedules-keep-cash-flowing/): Construction draw schedules are a vital piece of a construction project to keep cash flowing and prevent projects from costly delays. Learn more here.
- [Construction Loans in Washington: What to Know](https://cascaracapital.com/blog/construction-loans-in-washington-what-to-know/): For builders in Washington state, a lending partner who understands the intricacies of navigating construction phases is essential. Read on to learn more.
- [When Bridge Loans Make Sense for Your Next Build](https://cascaracapital.com/blog/when-bridge-loans-make-sense-for-your-next-build/): Bridge loans offer quick financing to help keep projects moving, but require higher upfront costs. Learn when they make sense for your next build.
- [Important Questions to Ask Your Construction Lender](https://cascaracapital.com/blog/important-questions-to-ask-your-construction-lender/): Selecting the right construction lender can be challenging, but asking these questions early can help you identify the best fit for your build. Read more here.
- [5 Construction Financing Mistakes to Avoid](https://cascaracapital.com/blog/5-construction-financing-mistakes-to-avoid/): Mistakes in financing during construction can be disastrous, causing delays that derail builds and projects. Be on the lookout for these five common mistakes.
- [How to Analyze a Fix and Flip Opportunity](https://cascaracapital.com/blog/how-to-analyze-a-fix-and-flip-opportunity/): Learn the steps to evaluating a fix-and-flip deal. From estimating renovation costs to projecting resale value, see how builders and investors make smarter choices and create more profitable outcomes.
- [How to Manage Cash Flow in Construction with Bridge Loans](https://cascaracapital.com/blog/how-to-manage-cash-flow-in-construction-with-bridge-loans/): Learn how to manage cash flow in construction with bridge loans. Discover strategies to cover upfront costs, maintain flexibility, and keep projects moving forward until permanent financing is secured.
- [The Rise of the Sustainable ADU Building: Tomorrow's Eco-Friendly Housing Solution](https://cascaracapital.com/blog/the-rise-of-the-sustainable-adu-building-tomorrows-eco-friendly-housing-solution-2-2/): Discover how sustainable ADU construction is changing modern housing. Eco-friendly designs help cut costs and meet rising demand for efficient, flexible living spaces.

## Pages

- [Land Development Loans ](https://cascaracapital.com/land-development-loans/): Land Development Loans Our Land Development Loans Breaking Ground Starts Here. Our land development loans provide fast funding to acquire, improve, and prepare sites for construction. Whether you need an A&D loan for raw acreage or a land improvement loan for finishing lots, Cascara offers tailored property development loans that keep your project moving when traditional lenders slow you down. Apply Now Land Development Financing That Keeps You Moving Cascara’s real estate development loans cover everything from acquisition to infrastructure improvements — grading, utilities, and roads — all the costs that come before vertical construction begins. You’ll work with a team […]
- [Cascara Capital Resources](https://cascaracapital.com/resources/)
- [Company Overview](https://cascaracapital.com/company-overview/): Cascara Company Overview Specialized Investment Property Funding for Investors and Builders Our Story Cascara Capital was founded by a team of industry veterans with decades of experience in construction, private lending, and real estate investment. We saw a clear gap in the market: investors and builders needed a lending partner who truly understood their pace, their pressure, and their priorities. What began as a mission to offer efficient, common-sense capital has evolved into a full-service platform built to support everything from first-time flips to complex ground-up residential developments. Since our founding, we’ve funded hundreds of projects and developed long-term relationships with […]
- [Vertical Construction Loans](https://cascaracapital.com/vertical-construction-loans/): Vertical Construction Loans Build with Confidence, Every Step of the Way Our vertical construction loans Ready to go vertical? Our construction loans are built for that phase — providing fast funding to help you frame, build, and finish strong. We support you from slab to roofline with financing solutions that understand the challenges builders face every day. When traditional lenders slow you down, Cascara keeps your project moving forward. Apply Now Construction Financing That Keeps You Building Cascara’s vertical construction loans cover everything from framing to finishes — including labor, materials, and all the costs that come once your foundation’s in. […]
- [Fix & Flip Loans](https://cascaracapital.com/fix-and-flip-loans/): Transform Properties, Build Profits Cascara’s Fix & Flip Loans Our fix and flip loans Turn distressed properties into profitable opportunities with financing built for renovation projects. Our fix and flip loans provide the fast capital and flexible terms you need to acquire, renovate, and sell residential properties — maximizing your returns. You have the vision to transform properties — and we have the financing to make it happen. Apply Now Renovation Financing Built for Speed and Profit Cascara’s fix and flip loans (also known as residential transition loans) are designed for builders and contractors who spot potential where others see problems. […]
- [Bridge Loans](https://cascaracapital.com/bridge-loans/): Building Without Breaks Cascara’s Bridge Loans Keep Construction Moving Our bridge loans Need working capital between construction phases? Our bridge loans (also known as swing loans) provide fast, short-term financing when your build schedule can’t wait. Don’t let funding gaps delay your projects — Cascara delivers flexible bridge financing that keeps your crews working and your builds moving forward. Apply Now Short-Term Financing for Construction Continuity Cascara’s bridge loans are designed for builders who need to keep projects on track while waiting for longer-term financing or project milestones. Whether you’re funding site preparation before vertical financing kicks in, or managing cash […]
- [Thank You](https://cascaracapital.com/thank-you/): Thank you We’ve Received Your Submission A member of our team will review your request and reach out shortly. If you need anything urgent, don’t hesitate to contact us directly. phone (425) 406-7990 email info@cascaracapital.com location 105 Central Way Suite #205
Kirkland, WA 98033
- [Apply Now](https://cascaracapital.com/apply-now/): Apply Now Let’s Work Together Whether you need funding for your next project or want to earn by referring investors and builders, Cascara makes it simple. Apply for a loan or join our referral network and start building opportunities today. Borrower Referral Partner Apply Now StateALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY Loan TypeFix & FlipVertical ConstructionBridge Projects/Year1–56–1011–2021–5051–100100+ Submit Join Our Referral Network StateALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY Partnership TypeReal Estate AgentBrokerLenderDeveloperCPAAttorneyAppraiserTitle & EscrowIndustry PartnerOther Deals/Year1–56–1011–2021–5051–100100+ Submit Apply Now StateALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY Loan TypeFix & FlipVertical ConstructionBridge Projects/Year1–56–1011–2021–5051–100100+ Submit Join Our Referral Network StateALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY Partnership TypeReal Estate AgentBrokerLenderDeveloperCPAAttorneyAppraiserTitle & EscrowIndustry PartnerOther Deals/Year1–56–1011–2021–5051–100100+ Submit Where Cascara Capital Operates California Colorado Florida North Carolina Oregon […]
- [Home](https://cascaracapital.com/): Your Vision, Our Capital Simplifying Real estate financing At Cascara Capital, we provide fast, flexible financing solutions tailored to builders and investors. With over 40 years of expertise, we empower your real estate ambitions through streamlined processes, competitive terms, and a commitment to your success. Apply Now Diversified Lending Solutions Fix & Flip Loans Bring your vision to life with financing that supports every step of your property turnaround journey. From acquisition to final sale, we help you transform properties and maximize your returns. Vertical Construction Loans Build with confidence using financing crafted to meet the demands of your ground-up construction […]
- [Terms and Conditions](https://cascaracapital.com/terms-and-conditions/): Terms and condition All Cascara Capital LLC, its affiliates and subsidiaries Cascara services and transactions are subject to the terms of the applicable agreements governing their use. The information on this site is general only; it is not intended as specific lending, investment, financial, accounting, legal or tax advice for any individual or company and you should not rely on it as such.Cascara and its affiliates are not responsible in any way for any damages (direct, indirect, special or consequential) resulting from your use of this site or the information on the site. You are solely responsible for any information you […]
- [Privacy Policy](https://cascaracapital.com/privacy-policy/): Privacy Policy This privacy policy generally describes the information Casara Capital LLC we or collects when you use or access its website and any of its platforms, products, or services (collectively, the “Services”). It also explains how we use and share the information and what steps we take to protect it. By visiting and using Casara Capital’s website or using its Services, you consent to our collection and use of your personal information as described in this Privacy Policy. Please read this Privacy Policy in its entirety. We reserve the right to modify, alter, or otherwise update this Privacy Policy at […]
- [Referral Programs](https://cascaracapital.com/referral-programs/): Loan Referral Programs Turn Your Network into Opportunity If you work with real estate investors or builders, you can earn more by connecting them to the right financing. Our referral program rewards professionals who introduce builders and investors to Cascara Capital. You make the introduction—we handle the rest. Become a Referral Partner Explore Loan Programs We’re Building Strong Referral Networks With People Just Like You Real Estate Agents Real Estate Brokers Mortgage Loan Officers Developers Industry Partners CPAs Attorneys Appraisers Title Escrow We’re Ready To Reward You for Referring Quality Clients Know builders or investors who need funding? Send them our […]
- [Loan Programs](https://cascaracapital.com/loan-programs/): Real Estate Loan Programs Cascara Capital Loan Programs Cascara provides loan solutions designed for builders and real estate investors. Whether for construction, acquisitions, or portfolio growth, our real estate lending programs support your investment goals. Fix and Flip Loans Turn more deals with financing built for investors like you. Secure quick and easy funding to acquire, renovate, and sell properties—so you can focus on maximizing profits and growing your project portfolio. Learn More Apply Now Vertical Construction Loans Keep your projects moving with ground-up construction financing for vertical builds. Cover land acquisition, materials, and labor from a team that understands build […]
- [Cascara Team](https://cascaracapital.com/leadership-team/): Cascara Team Meet the Team That’s Leading the Charge At Cascara Capital, our leadership is built on experience, integrity, and a commitment to putting people first. With decades of expertise in real estate lending, our team understands the challenges borrowers face and works to provide clarity, efficiency, and unwavering support. We believe in strong relationships, transparent communication, and a hands-on approach to help our clients succeed. Brett Moreland Founder & Principal Smokey Burns Board Member Heather Ross CFO Max Rutherford Director of Operations Michael Thies VP of Sales Will Friedman Controller Brett Moreland Founder & Principal Smokey Burns Board Member Heather […]
- [Contact Us](https://cascaracapital.com/contact-us/): Contact us Get in Touch Whatever your strategy, you need a reliable partner to help you make it happen. At Cascara Capital, we provide the speed, execution, and optionality you need to grow and scale your business. phone (425) 406-7990 email info@cascaracapital.com location 11250 Kirkland Way Suite #100
Kirkland, WA 98033 Where Cascara Capital Operates California Colorado Florida North Carolina Oregon South Carolina Texas Utah Idaho Montana Washington Arizona Tennessee Ready to Apply? Whether you’re applying for a loan or joining our referral network, take the next step today. Apply Now
- [About Us](https://cascaracapital.com/about-us/): About Cascara Capital Who we are Cascara Capital provides fast, flexible financing for real estate investors and builders. We specialize in short-term loans designed to help borrowers acquire, build, and scale their projects with ease. Our team understands the challenges of real estate financing and is committed to delivering streamlined solutions with a personal touch. Meet the Team Cascara’s Track 
Record of Success With over $333M in loan commitments and $270M loans paid—Cascara Capital has a proven history of supporting real estate investors and builders. $333M Aggregate Loan Commitments 810 Total Loan Originations $270M Aggregate Loans Paid Off 721 Total Loans […]

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